That is not a good sign on her face! And I never think mortgage rates going up – is a good thing! It sends the signal that either the banks are in trouble, or the banks are trying to break the rules, and they are regulated – for a reason! Meaning banks – can’t be Wall Street, they have to defend their profits because I believe home ownership should be required of the government! If the banks are in trouble, the government is in trouble – we’re screwed! ;($! ,